Overview
These Terms and Conditions govern the use of the Service operated by Jonathan F Kaback ("Company," "we," "us," or "our"). They set out the rights and obligations of all users.
Interpretation and Definitions
- Affiliate — An entity that controls or is under common control with a party (50%+ voting securities).
- Country — United States.
- Company — Jonathan F Kaback.
- Device — Any device that can access the Service.
- Service — Refers to the Website at https://jonathanfkaback-health.com.
- Terms — These Terms and Conditions.
- You — The individual or entity accessing the Service.
Acknowledgment
These Terms govern the use of this Service and the agreement between you and the Company. Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms.
You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.
Links to Other Websites
Our Service may contain links to third-party websites not owned or controlled by the Company. We have no control over their content, privacy policies, or practices. We strongly advise reviewing their Terms and Privacy Policy before use.
Termination
We may terminate or suspend your access immediately, without prior notice or liability, for any reason including breach of these Terms. Upon termination, your right to use the Service will cease immediately.
Limitation of Liability
The entire liability of the Company under any provision of these Terms shall be limited to the amount actually paid by you through the Service, or $100 USD if you have not purchased anything. In no event shall the Company be liable for special, incidental, indirect, or consequential damages.
"AS IS" and "AS AVAILABLE" Disclaimer
The Service is provided "AS IS" and "AS AVAILABLE" without warranty of any kind. The Company expressly disclaims all warranties — express, implied, statutory, or otherwise — to the maximum extent permitted by applicable law.
Mobile Messaging Terms and Conditions
Jonathan F Kaback ("we," or "us") operates mobile messaging programs (the "Programs") subject to these Mobile Messaging Terms. Our collection and use of your personal information is also subject to our Privacy Policy. By enrolling in a Program, you accept these terms.
10-Digit Long Code (10DLC) Messaging Program
We may send transactional and/or marketing mobile messages via a registered 10-digit long code (10DLC) number. Message types include:
- Transactional: Quote confirmations, appointment reminders, policy updates, account notifications, customer care.
- Marketing/Promotional: Health insurance plan options, special offers, coverage tips, and promotional content.
10DLC Key Facts: Messages sent from a standard 10-digit phone number. Message frequency may vary. We do not charge for mobile messages, but standard message and data rates imposed by your carrier may apply.
Toll-Free Number Messaging Program
We may also send transactional and/or marketing mobile messages from a toll-free number (e.g., 800, 833, 844, 855, 866, 877, or 888 numbers). Separate opt-in consent is required for toll-free messages.
Toll-Free Key Facts: Messages originate from a toll-free number. Separate consent required from 10DLC. Message frequency may vary. Standard message and data rates may apply.
General Program Description
Mobile messages may be sent using automated technology. Message frequency will not exceed 5 messages in 1 day. We do not charge for mobile messages but you are responsible for any message and data rates imposed by your mobile provider.
⚠️ Important: Your mobile information will not be sold or shared with third parties for promotional or marketing purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.
User Opt-In
By providing your mobile phone number and checking the applicable consent box(es) on our contact form, you are voluntarily opting into the applicable Program(s) and you agree to receive recurring mobile messages from us at the mobile phone number associated with your opt-in, even if such number is registered on any state or federal "Do Not Call" list.
Consent is not a condition of any purchase. Separate opt-in consent is required for: (1) 10DLC transactional messages, (2) 10DLC marketing messages, (3) Toll-Free transactional messages, and (4) Toll-Free marketing messages.
User Opt-Out and Support
You may opt out at any time by replying any of the following to any mobile message from us:
- STOP
- QUIT
- CANCEL
- OPT-OUT
- UNSUBSCRIBE
You may receive a brief continuation of messages while we process your opt-out request and a one-time opt-out confirmation. For support, reply HELP to any mobile message from us.
Disclaimer of Warranty — Mobile Messaging
The Programs are offered on an "as-is" basis and may not be available in all areas, at all times, or on all mobile providers. We are not liable for any failed, delayed, or misdirected delivery of any mobile message.
Modifications to Mobile Messaging Programs
We may modify or cancel any Program or any of its features at any time, with or without notice. Any modification will take effect when posted to our website. Your continued participation constitutes acceptance of any modifications.
Governing Law
The laws of the United States, excluding conflicts of law rules, govern these Terms and your use of the Service. Your use may also be subject to other local, state, national, or international laws.
Disputes Resolution
If you have any concern or dispute about the Service, you agree to first try to resolve it informally by contacting us directly before pursuing any formal proceedings.
Changes to These Terms
We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice before new terms take effect. By continuing to use the Service after revisions become effective, you agree to be bound by the revised Terms.
Contact Us
Questions about these Terms?
- Email: support@jonathanfkaback-health.com
- Phone: +1 (860) 987-8742
- Online: Contact Form